Hit the Road to Justice After Your Maryland Motorcycle Crash
Motorcycle accidents can be life-altering, leaving victims with serious injuries, financial burdens, and legal complications. If you’ve been involved in a motorcycle crash in Maryland, understanding your rights and the steps to take can help you navigate the path to justice. From seeking medical treatment to pursuing compensation, knowing what to do after a crash is critical.
Understanding Maryland Motorcycle Accident Laws
Maryland has strict traffic laws that apply to motorcyclists, including helmet requirements and insurance mandates. However, the state’s contributory negligence rule makes it particularly challenging for injured motorcyclists to recover damages.
Maryland’s Helmet and Insurance Laws
Maryland law requires all motorcyclists and passengers to wear helmets that meet the standards set by the Department of Transportation (DOT). Eye protection is also mandatory unless the motorcycle has a windscreen.
In terms of insurance, Maryland motorcyclists must carry:
- A minimum of $30,000 in bodily injury coverage per person
- $60,000 per accident for bodily injury
- $15,000 in property damage coverage
Although these policies provide some protection, they may not cover all damages in a severe accident, making legal action necessary.
Contributory Negligence in Maryland
Maryland follows a strict contributory negligence rule, meaning that if you are found even 1% at fault for the accident, you may be barred from recovering compensation. Insurance companies often use this rule to deny claims, making it essential to gather strong evidence and work with a legal professional.
Steps to Take After a Maryland Motorcycle Crash
Taking the right steps after a motorcycle accident can protect your health and legal rights.
1. Seek Immediate Medical Attention
Your health is the top priority after a crash. Even if you feel fine, some injuries—like traumatic brain injuries or internal bleeding—may not show symptoms right away. Seeking medical attention creates an official record of your injuries, which is crucial for any future claims.
2. Call the Police and Document the Scene
Maryland law requires reporting an accident if it results in injury, death, or property damage over $500. When the police arrive, they will document the accident and create an official report.
If possible, take the following steps at the scene:
- Photograph the accident site, vehicle damage, and injuries
- Exchange information with the other driver(s) and witnesses
- Avoid admitting fault or making statements to insurance adjusters
3. Notify Your Insurance Company
Report the accident to your insurance provider as soon as possible. However, be cautious when speaking with adjusters, as they may try to minimize your claim. Avoid giving recorded statements without legal guidance.
4. Gather Evidence for Your Claim
Strong evidence can make or break your motorcycle accident case. Key pieces of evidence include:
- Medical records and bills
- Police reports
- Witness statements
- Surveillance or dashcam footage
- Repair estimates for your motorcycle
5. Consult a Maryland Motorcycle Accident Lawyer
Given Maryland’s strict negligence laws, working with an experienced attorney is essential. An Adam M. Smallow lawyer can help you build a strong case, negotiate with insurers, and represent you in court if needed.
Common Causes of Maryland Motorcycle Accidents
Understanding the most common causes of motorcycle crashes can help riders stay vigilant on the road.
1. Driver Negligence
Many motorcycle accidents occur because of careless drivers. Common examples include:
- Failure to yield – Drivers often fail to see motorcyclists at intersections.
- Distracted driving – Texting, eating, or using a GPS can lead to crashes.
- Speeding – Excessive speed reduces reaction time, making collisions more severe.
- Drunk driving – Impaired drivers are a significant threat to motorcyclists.
2. Road Hazards
Motorcycles are more vulnerable to road conditions than other vehicles. Hazards such as potholes, uneven pavement, debris, and wet roads can cause a motorcyclist to lose control.
3. Mechanical Failures
Defective motorcycle parts, such as faulty brakes or tires, can lead to crashes. In such cases, the manufacturer or a repair shop may be held liable.
Injuries Commonly Sustained in Motorcycle Accidents
Due to the lack of protection, motorcycle accident injuries are often severe. Some of the most common injuries include:
1. Traumatic Brain Injuries (TBIs)
Even with a helmet, motorcyclists can suffer concussions or severe brain damage, leading to long-term cognitive impairments.
2. Spinal Cord Injuries
Spinal injuries can result in paralysis, chronic pain, or loss of mobility, requiring lifelong medical care.
3. Road Rash and Burns
Sliding across pavement can cause painful abrasions, infections, and permanent scarring.
4. Broken Bones and Fractures
Motorcyclists often suffer broken legs, arms, ribs, and collarbones upon impact.
Compensation Available After a Motorcycle Accident
If you were injured due to another party’s negligence, you may be entitled to compensation.
1. Medical Expenses
This includes hospital bills, surgeries, physical therapy, and ongoing medical care.
2. Lost Wages and Future Earnings
If your injuries prevent you from working, you can seek compensation for lost wages and diminished earning capacity.
3. Pain and Suffering
This covers the physical pain and emotional distress caused by the accident.
4. Property Damage
You can recover costs to repair or replace your motorcycle.
5. Wrongful Death Claims
If a loved one died in a motorcycle accident, surviving family members may file a wrongful death lawsuit to seek compensation for funeral expenses, lost income, and emotional suffering.
How a Lawyer Can Help You Navigate Your Claim
An attorney can handle the legal complexities while you focus on recovery. Here’s how they can help:
1. Investigating Your Case
A lawyer will gather evidence, interview witnesses, and consult experts to strengthen your claim.
2. Negotiating with Insurance Companies
Insurance adjusters often try to undervalue claims. An attorney can negotiate on your behalf to ensure you receive fair compensation.
3. Representing You in Court
If a settlement isn’t possible, your lawyer can take your case to court and fight for your rights.
Take the First Step Toward Justice
A Maryland motorcycle crash can be overwhelming, but you don’t have to face it alone. By understanding your rights and working with a skilled legal advocate, you can hit the road to justice and secure the compensation you deserve. If you or a loved one has been injured, take action today to protect your future.